Staff Profile
John Crivea
As a Certified Mortgage Planning Specialist (CMPS®) & professional
mortgage loan originator, I customize solutions for my clients when
purchasing or refinancing their home. Real estate is by nature a
wonderful investment, and a way to generate wealth. In fact, your
mortgage is most likely your single largest debt, and your home is most
likely your single largest asset. At First Home Equity Loans, my Team
& I have made it our mission to set a higher standard in the
mortgage industry. We are committed to quality service for our mortgage
clients – putting the people we serve first! Whether you are purchasing
your first home in SC/FL/MN or you are an experienced home buyer in
those states, we keep you informed at every step of the mortgage
process.
Most of the 500,000 loan originators in the United States sell similar
products, with similar interest rates at similar terms. The Certified
Mortgage Planning Specialist (CMPS®) certification helps me stand apart
from the competition with five elite professional skills:
1. Mortgage & Real Estate Taxation - how and why to understand the
tax implications of various mortgage strategies, and how to work as a
team with CPAs, attorneys and financial advisors
2. Housing, Financial & Mortgage Markets - why interest rates
fluctuate, and how to simplify and explain the housing, financial and
mortgage markets
3. Cash Flow Planning for Homeowners & Buyers - how to help
borrowers reduce debt, improve cash flow and identify mortgage planning
opportunities around retirement planning, college funding, elder care,
and other life events
4. Cash Flow Planning for Real Estate Investors - how to help real
estate investors compare options and evaluate the impact of various
mortgage strategies on their rate of return
5. Ethics, Compliance & Daily Habits - how to create and implement
your personal business plan that's fully compliant with new mortgage
regulations
If you are in need of a partner or professional to assist you in
creating a financial strategy and closing your deal, please contact us.
My Team has over 25 years of combined experience and look forward to
earning your business!
John Crivea II & Team